SALE OF THE TRUSTEE OF 445 WINGFIELD ORCHARD ROAD, MARTINSVILLE, VIRGINIA 24112 COUNTY OF HENRY Pursuant to a certain deed of trust dated 03/15/16 for an initial principal amount of 130,591.00 registered in Henry County , Virginia, under instrument number n. 160000889, as amended by a deed designating the undersigned as Substitute Trustee, failing to pay for the Ticket thus guaranteed and at the request of the bearer, the undersigned Substitute Trustee will offer for sale by public auction in front of the building housing the Circuit Court of COUNTY OF HENRY, VA located at 3160 Kings Mountain Rd., Martinsville, Virginia, 24112 on January 5, 2022 at 2:30 p.m., the property described in said trust deed, located at the above address, with the improvements which are relating thereto and more specifically described as follows: CIRCUIT COURT OFFICE FOR HENRY COUNTY, VIRGINIA IN MAP BOOK 95, PAGE 494 AND INSTRUMENT NUMBER 190000962. TERMS OF SALE: Neither the Alternate Trustee nor the Holder of the note secured by the trust deed will not deliver possession of the property to the purchaser. The buyer of the sale will be responsible for paying all closing costs. Property taxes, water / sewer charges and other public charges will be prorated from the date of sale. The risk of loss or damage to property passes to the purchaser upon completion of the sale of the alternate trustee. Terms: a deposit of ten percent (10%) of the sale price or ten percent (10%) of the initial principal balance of the relevant trust deed, whichever is less, in the form of cash or certified funds payable to the alternate trustee must be present at the time of the sale. The balance of the purchase price will be due within 20 days at the office of the Alternate Trustee. The Alternate Trustee reserves the right to suspend the auction prior to the conclusion of the sale. Time is of the essence when it comes to the closing date and payment of the purchase price. If the payment of the balance is not made within twenty days of the date of sale, the deposit will be forfeited. Seller will not be responsible for any costs incurred by Buyer in connection with their purchase or settlement, including, without limitation, national and local registration fees, title insurance or research. , or any other cost of acquisition by the purchaser. The Trustee will have no obligation to obtain possession for the Buyer. All accident risks are transferred to the successful tenderer at the conclusion of the call for tenders. The property and related improvements will be sold “AS IS” and without representation or warranty of any kind. The sale is subject to all liens, charges, conditions, easements and restrictions, if any, greater than the mentioned trust deed and legally affecting the property. The sale is subject to post-sale confirmation that the borrower has not filed for protection under the US Bankruptcy Code prior to the sale, as well as post-sale confirmation and audit of the status of the loan. loan from the loan manager, including, but not limited to, determining whether the borrower (s) entered into a repayment agreement, reinstated or repaid the loan prior to the sale. In such event, the sale will be null and void, and the Buyer’s sole remedy, at law or in equity, will be reimbursement of the Buyer’s deposit without interest. Additional conditions will be announced during the sale. For more information contact: Abby Moynihan, Esq., Member of Surety Trustees, at 301-490-3361 or www.mwc-law.com.