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Check Bank Balance on WhatsApp: In the digital-first approach that the world has taken today, checking your bank balance whenever you want has become quite common. However, traditionally one has to have the mobile app of the bank in question or log into its website to check the bank balance. This applies to all banks. However, as technology advances, these systems become easier on a daily basis. With the Unified Payment Interface or UPI, the process has become even smoother, whereby customers of any bank can check their bank balance and other details in seconds and a few clicks.
WhatsApp, the online messaging platform used by millions of people in the country, recently launched the payment method in India. Therefore, WhatsApp users who signed up for WhatsApp Pay service will be able to check their bank balance.
WhatsApp Pay in a chat payment service and works like any other UPI service like Google Pay and PhonePe. WhatsApp Pay was launched in February 2018 in India as part of a trial. âWe are delighted and privileged to partner with State Bank of India, ICICI Bank, HDFC Bank and AXIS Bank to provide simple and secure digital payments to WhatsApp users across India. UPI is a transformative service and together we have the opportunity to bring the benefits of our digital economy and financial inclusion to a large number of users who did not have full access before, âWhatsApp said in a statement from press in 2020.
So, like any other UPI service, you can check your bank account balance on WhatsApp now, if you have signed up for WhatsApp Pay.
Here’s how to check bank balance on WhatsApp
Method A:
Step 1: Click WhatsApp on your mobile phone and go to the app. Tap the three dots in the top right corner of your screen and tap Settings
Step 2: After that, go to the Payments option. Now choose the corresponding bank account on which you want to check your balance
Step 3: Click on View Account Balance option
Step 4: UPI payment methods are secure and so you need to enter your PIN code after that
Step 5: Your account balance will be displayed after entering your PIN code
Method B:
Here you can check your balance while sending money to another account. Follow these steps to find out how to do it:
Step 1: From the payment notification screen on the WhasApp app, click on your preferred payment method
Step 2: Now click on View Account Balance option
Step 3: If you have multiple bank accounts registered with WhatsApp Pay function, select the relevant account whose balance you want to know
Step 4: enter your UPI PIN code
Step 5: Your bank balance will be displayed on the screen of the WhatsApp application
Although the methods of checking bank balance on WhastApp Pay are largely similar to those in Google Pay, PhonePe, or other UPI apps, the main difference is that a user does not need to download a separate app to use the app. UPI function. However, if you want to create a UPI account on WhatsApp, you need to approve the terms and conditions regarding the privacy policy. Your WhatsApp number should be linked to your relevant bank account when making payments to ensure a faster process. To facilitate payments, it is also advisable to have the latest version of WhatsApp.
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